House Insurance covers Your most expensive investment , the family home.
Often at claim time people find out how inadequate the house insurance can be if it has not been regularly reviewed.
When seeking insurance beware of the traps
Ensure the house is covered for replacement cost – with the rising cost of building many people are finding that the replacement cost of a home may exceed the market value of the property. In times of a disaster, this replacement cost could be even higher due to shortages of labour & materials.
Don’t forget to allow for architect fees and removal of debris costs after a disaster. Typical costs for removal of debris from an average burnt out home can reach $25,000.
Contents new for old?
If you cover contents new for old, your contents insurance must reflect fair replacement price.
Accidental damage Vs Defined events
Accidental damage means if a genuine accident occurs – such as your three year old sprayed the carpets with bleach – then it’s an accident and a claim will be honoured.
Defined events policies are those where a specific event must occur. E.g. Lightning strike – some policies even define that the strike must occur at your premises.
We have a range of domestic polices covering everything from mansions to sheds. Our team will help tailor a policy for you that is affordable and effective in its protection of your assets.
Why use WebInsure ?
We use a panel of House Insurance providers, in order to obtain the best price, some of these House Insurance companies offer very specialised product(s) , because of this the Insurer list is flexible and does change.
Where do you service for House Insurance ?
Our service is Australia Wide
- South Australia
- Western Australia
- Northern Territory
Rather than fill out a form – You may find it easier to email your renewal form to obtain terms.
Our House Insurance advisers will contact you within 24 hours to ensure the recommended product best suits your needs.