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🏭 Industrial Special Risks (ISR) Insurance – Tailored Protection for High-Value Assets

Protect your business with Industrial Special Risks (ISR) Insurance — the gold standard in commercial property and consequential loss cover for businesses with total asset values exceeding $5 million.

At WebInsure, we specialise in designing tailored ISR programs for Small to Medium Enterprises (SMEs) across diverse industries including manufacturing, agribusiness, logistics, and commercial property portfolios.


✅ What Is Industrial Special Risks (ISR) Insurance?

Industrial Special Risks Insurance (ISR) provides comprehensive coverage for property damage and the consequential loss arising from insured events. It is ideal for businesses with complex operations, high-value assets, and multiple locations.

An ISR policy typically includes:

  • Property damage: Cover for physical loss, destruction or damage to your insured assets

  • Consequential loss: Coverage for loss of revenue or additional expenses following a disruption

  • Flexible options: Industry-standard wordings with optional extensions to suit your risk profile


🏢 What Can Be Covered Under an ISR Policy?

ISR Insurance offers broad, flexible coverage, including:

  • Property Damage: Protection against accidental damage from almost any cause (excluding listed exclusions)

  • Reinstatement & Replacement: Full replacement of buildings, stock, machinery, or contents — including the cost of upgrades required by law

  • Business Interruption: Cover for revenue loss, increased working costs, and interruption to operations

  • Theft and Money: Optional cover for theft of property, cash, or securities

  • Natural Disasters: Protection against storm, fire, flood, earthquake, and more

  • Tailored Extensions: Modify the policy with endorsements specific to your sector or operational risks


⚙️ Who Should Consider ISR Insurance?

If your business:

  • Owns or manages assets worth more than $5 million

  • Operates across multiple sites or industrial facilities

  • Requires continuity of operations after a major event

  • Needs protection beyond standard Business Package Insurance

… then an Industrial Special Risks policy is likely essential.


👷 ISR Insurance for Your Industry

We provide ISR insurance solutions for:

  • 🛠️ Engineering & Manufacturing

  • 🏭 Industrial Warehousing & Logistics

  • 🚜 Agribusiness & Processing Facilities

  • 🏨 Commercial Property Owners

  • 🏗️ Construction & Mining Contractors

Our advisors work closely with you to identify exposures, implement custom protection, and ensure seamless claims outcomes.


📈 Why Choose WebInsure for ISR?

  • Experienced ISR Advisors: Deep understanding of industry-specific risks

  • Tailored Risk Programs: Not just off-the-shelf — we shape cover to fit your business

  • Claims Support: Hands-on assistance during a claim to protect your recovery timeline

  • National Reach, Local Service: Offices in Queensland and NSW with Australia-wide clients


📞 Get Expert Advice on ISR Today

Don’t leave your major assets underinsured or exposed to gaps in cover. Let our team build a custom ISR program that fits your risk profile, budget, and operational needs.

Request a Free Risk Assessment below and speak to a specialist today.

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    All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal advice prior to acting on this information. Cover availability, terms, exclusions and premiums vary by insurer, product and individual circumstance.

    WebInsure Pty Ltd ABN 32 054 247 666 is an Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 AFSL 233750.


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