Frequently Asked Questions
  • WebInsure – Business Grade Insurance Advisors

Why WebInsure?

WebInsure is a modern flexible Insurance adviser group, part of the Insurance House team, we utilise many of the latest technologies to get your results – By using the latest software and net-based systems we are able to continually scour the internet for the best deals and Insurance policy coverage for our clients – Not only do we have General Business Insurance options we can also source Life Insurance and Investments through our relationships.

Why do you need an Insurance Advisor?

An Insurance Adviser works with the client to obtain the best product and price. When you appoint WebInsure to act as your Insurance Advisor you are tapping into a vast pool of Knowledge and products, WebInsure, being part of the Insurance House Group, IBNA and NIBA, have many ready made products, even for difficult to place insurance – We have speciality created Insurance covers for many occupations with wordings that allow us be sure that you are properly covered with Insurance

What is Insurance House?

When you are looking for a partner for your business insurance, you try to ensure that the best fit in type and kind is foremost. WebInsure searched for compatible companies with their ideals of being able to provide a broad range of insurance expertise to you – the business owner.

We found our insurance partners in Insurance House Group

IHG offers us facilities to place all manner of General Insurance through the IBNA network.

We would like to be your financial and insurance business partner.

Our relationship with Insurance House is much more than a simple facility – Insurance House(IHG) is our “wholesaler” to the Australian and London Insurance Markets and through IHG we can access more covers than what we would as an individual broker – this relationship known in the industry as an Authorised Representative means that Insurance House gives us full Authority to act on their behalf when dealing with clients – to attain this level of authority IHG have obligations to ensure that the advice we give to our clients is of the highest standards and the products we are able to recommend meet the same stringent criterea

Process

Our process is easy and we do the work for you. We can assess the suitability of your current business insurance as we have access to a great number of speciality business insurance programmes that can be tailored expressly for your purposes.

As your advisors WebInsure offers -

  • Advisors representing you, not an insurance company
  • Business Grade Insurers with dedicated business insurance just for you
  • Quotes on time
  • Advice always in your best interest
  • Business Insurance of all types for all types

Contact Us !

You can either ring the Business Insurance Quoting Hotline 1300 660 707 Monday to Friday 9am to 5 pm or email email hidden; JavaScript is required.

For out of hours enquiries or busy web users, we have a very simple process:

STEP 1-You simply fill in an appropriate enquiry form under the insurance tab giving us as much specific information as possible; the submit button sends us an email instantly.

STEP 2-We contact you by phone or email and confirm the type of cover and the best insurer for your needs.

STEP 3-We send you our no-obligation report from the preferred insurer and when needed, organise the insurance for you.

 

Please contact me ASAP 

  • Renewal date or date needed

 

 

 

Latest News

  • Disaster Management

    Disaster Management

      A disaster management plan is a key element of any business plan and is often missing in plans we review for clients A little over 18 months ago we sat in our Toowoomba office and watched dumbfounded as heavy rains, became floods and then became life threatening - Our office in the CBD, lost power, internet and sewerage and was not usable for a period of 2 weeks Fortunately we were able to enact our emergency plan and relocate the office to our home kitchen table. Our VOIP phone system only needed internet access and offsite data storage of client files (in Melbourne) meant we were functioning normally from a client perspective the very next morning. From there we ran our business watching the news, seeing clients and most importantly ringing them and ensuring they were ok and not in need of any distress related help.

     How would you disaster proof your business?

      What could happen – A tradesman could have all of their tools stolen.What is the recovery plan? Do you have a list of all the critical items for business functionality say for the event of a fire and is it stored off site? Could it be stored on a smart phone? A major insurance broker in the Brisbane CBD had client records and servers located in the basement. While this seemed secure, the floods of last year meant clients records were unable to be referred to for a period of over one month – How would your clients handle that ?? Risk disaster management plans like any business plans need to be structured and the best ones are simple.

     Who? What?  Where?  When? Why?

      The classic questions that give the answers to just about anything Analyse your risks in a systematic manner, create solutions and prepare for the worse. Insurance alone is not always the answer – for example while an insurance company may offer replacement of a broken item, coverage for the 8 week delay for the part coming from Europe is often overlooked –

     Can you afford to not produce your products for an extended time?

     

    If it’s critical and could happen and you cant afford to be without… Insure it!

    http://www.webinsure.com.au/insurance/business-insurance/    

  • WebInsure Farm Insurance Packages

    WebInsure Farm Insurance Packages

    WebInsure based on the Sunshine Coast of Queensland have released a new packaged cover for Farm Insurance - the product uses several different insurers - Farm Insurance has suffered with the recent withdrawal of several companies from the farm insurance market and rural insurance prices have steadily increased as a result - The effect of floods and Cyclones has not helped insurers bottom lines and this has again forced prices upwards -

    The farm insurance covers available extend from Homesteads to sheds and all manner of farm buildings -

    The farm insurance packages have all the features needed to protect your farming assets. Up to 12 different farm insurance covers are combined under farmer insurance packages and these can be;
    • Homestead and Contents Insurance
    • Farm Property Insurance
    • Motor Vehicle Insurance
    • Farm Machinery Insurance
    • Working Dogs Insurance
    • Transit Insurance Stock Insurance
    • Public and Products Liability Insurance
    • Fences and Haysheds Insurance
    • Boat Insurance
    • Sickness and Accident Insurance
    • Machinery Breakdown Insurance
    Specialist covers for machinery breakdown and business interruption caused by these failures are also able to be added and each policy is tailor made to the individual farm operation - The process steps through stages to ensure the coverage is complete however in some respects the farm business man may opt not to cover all risks as some may be extremely unlikely in a particular location -

    What types of Farms can be covered ?

    At this stage we haven't found a farm that can’t be insured but typical farms are;
    • Broadacre
    • Cotton
    • Vineyards
    • Diary Farm
    • Poultry
    • Sheep
    • Hobby Farms
    • Goat Farms
    • Stud Farms
    • Aquaculture
    • Vegetable Growers
    • Orchards
    • Small Crops
    • Timber Plantations
    With this range of protection of farm insurance available, working with you, we are able to personally tailor what we both consider your needs. We can also offer special farm insurance liability covers for leisure and hobby farms (definition varies) of less than 20 hectares (50 acres) that generate small income. To enquire online -

Important Note: The above is intended as general information only and does not take into account the individual readers' financial
circumstances, needs or objectives. You should consult a Webinsure Advisor before taking any action based on this information.

WebInsure® is owned by WebInsure Pty Ltd as trustee for the Fiscal Friends Trust.

GENERAL INSURANCE
WebInsure Pty Ltd is a Corporate Authorised Representative 271148 of Insurance House Pty Ltd
Insurance House Pty Ltd is a Licenced General Insurance Broker AFSL No. 240954