Most people think of superannuation as a tax-favoured way of saving for your retirement. For employees, it is compulsory. For self-employed people, it is optional. For everybody, it is a great idea.
But superannuation is about more than retirement planning. It is actually a cornerstone of most people’s financial plan. This is because ‘super’ touches every other aspect of your financial planning. The way you manage your super impacts on how you manage your insurances, your other investments, your tax planning, your retirement planning, your marriage, your divorce, how and when you might help your adult kids out financially, your estate planning and even how you repay your own mortgage.
It is super by name and even more super by nature.
There are three types of super fund: retail funds, industry funds and self-managed superannuation funds. Different clients are suited to one or more of these types, and sometimes it makes sense to use more than one type in combination. We help you select the best type of fund for you. We then help you make best use of whichever option you take. This is important because super can and should be incorporated into your thinking about everything to do with your finances.
If you decide to manage your own super (a ‘self-managed super fund,’ or SMSF), we assist with all facets of establishing and maintaining this fund. This includes the facilitation, through our legal team, of all documents needed to start and then make best use of your fund.
Trent Burton Sampson
Founder and Adviser
We started in 1992 with Colonial Mutual in Moree NSW, moved to Lend Lease Financial Planning in 1995 which was later renamed ApogeeFP. In 2003, moved to GWM (MLC FP). We also hold an General Insurance arrangement with Insurance House Melbourne and have had that since 2008.
Our aim is to provide Risk Insurance to the small business owners market.
Trent Burton Sampson is an authorised representative (245450) of Dover Financial Advisers Pty Ltd (AFSL 307248).