Income Protection on the Sunshine Coast

Income Protection Sunshine Coast provides a regular, usually monthly, benefit if you are off work due to sickness or injury. This benefit is typically up to a percentage, say 75%, of your pre-disability income (net of business expenses but before tax) at the time of making a claim. If the Income Protection Sunshine Coast policy is terminated at any time the Income Protection Sunshine Coast policy does not have a cash value and you will not get anything back.

Additional benefits that can be available under an Income Protection Sunshine Coast policy include:

• Total Disability Benefit
• Attempted Return to Work
• Partial Disability Benefit
• Rehabilitation Expense Benefit
• Indexation of Cover
• Waiver of Premium
• Recurring Disablement
• Leave Without Pay Benefit
• Unemployment Benefit
• Right to Automatically Upgrade
• 24 Hour Cover
• Claims Escalation
• Accident Lump Sum
• Premium Pause

Exclusions or limitations may apply to the benefits you receive under an Income Protection Sunshine Coast policy. For example the policy may not cover pre-existing illnesses or injuries and may exclude injuries caused by pregnancy of childbirth, or by you personally or in other specified situations.

Income Protection Sunshine Coast policies are not savings plans. The terms and conditions applied to Income Protection Sunshine Coast Policies will vary between Income Protection insurance so you should ensure that any Income Protection insurance policy offered to you is appropriate to your needs.

Group Risk Insurance Protection

Employers have the ability to provide benefits to attract and retain valuable staff through the use of Group Risk Insurance,Group Life, Group Salary Continuance, Group Crisis Care and Group Income Protection Insurance. Employers can add value by incorporating Group Risk Insurance cover as part of a comprehensive employee package. These forms of Group Risk Insurance can effectively cover all areas relating to death, disability and long term sick leave shortfalls.

Group Income Protection Insurance

This form of Group Income Protection insurance offers a monthly income disability benefits of up to 75% of salary. There are a number of options relating to waiting periods. They can range from 30, 60, 90, 180, 360 and 720 days. Benefit payment periods range from 2 years, 5 years or even up to age 65. These vary between Group Income Protection insurance providers. Takeover terms are also offered in relation to existing policies with other Group Income Protection insurers. Many additional benefits are provided and vary between Group Income Protection insurers.

YES I NEED IT NOW !

Ring the Income Protection Sunshine Coast Quoting Hotline 1300 660 707 Monday to Friday 9am to 5 pm or email email hidden; JavaScript is required or apply online using our Insurance enquiry form below.

Our Professional Income Protection Sunshine Coast advisers will contact you within 24 hours to ensure the recommended product(s) best suits your needs.

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WebInsure is an authorised representative of AAA Financial Intelligence a registered Life Insurance Broker-

 

This means that we can look after policies for any of the following AIA, AMP, Asteron, AXA, Aviva, BT Life, Challenger, Comminsure, IOOF, Macquarie, Metlife, MLC, One Path, Suncorp, TAL, Tower, Westpac,Zurichand all other APRA Registered Life Offices.

 

LIFE INSURANCE, INCOME PROTECTION, Trauma Insurance or Crisis Insurance SUPERANNUATION,

 

If you a new to the area; one of our advisers will be able to help you with your policies – we are simply appointed by you to become your adviser on these policies and then we can help and advise in matters pertaining to the policies. This can be for any one or all of your exiting Insurance and Investments

 

We can cover and help with all of the following –

 

Life Insurance

 

AIA Life Insurance

AMP Life Insurance

Asteron Life Insurance

AXA Life Insurance

Aviva Life Insurance

BT Life Insurance

Challenger Life Insurance

Comminsure Life Insurance

IOOF Life Insurance

MacquarieLife Insurance

Metlife Life Insurance

MLC Life Insurance

One Path Life Insurance

Suncorp Life Insurance

TAL Life Insurance

Tower Life Insurance

Westpac Life Insurance

ZurichLife Insurance

 

Super

 

AIA Super

AMP Super

Asteron Super

AXA Super

Aviva Super

BT Life Super

Challenger Super

Comminsure Super

IOOF Super

MacquarieSuper

Metlife Super

MLC Super

One Path Super

Suncorp Super

TAL Super

Tower Super

Westpac Super

ZurichSuper

 

Income Protection

 

AIA Income Protection

AMP Income Protection

Asteron Income Protection

AXA Income Protection

Aviva Income Protection

BT Income Protection

Challenger Income Protection

Comminsure Income Protection

IOOF Income Protection

MacquarieIncome Protection

Metlife Income Protection

MLC Income Protection

One Path Income Protection

Suncorp Income Protection

TAL Income Protection

Tower Income Protection

Westpac Income Protection

ZurichIncome Protection

 

 

 Trauma Insurance

 

AIA Trauma Insurance

AMP Trauma Insurance

Asteron Trauma Insurance

AXA Trauma Insurance

Aviva Trauma Insurance

BT Trauma Insurance

Challenger Trauma Insurance

Comminsure Trauma Insurance

IOOF Trauma Insurance

MacquarieTrauma Insurance

MetLife Trauma Insurance

MLC Trauma Insurance

One Path Trauma Insurance

Suncorp Trauma Insurance

TAL Trauma Insurance

Tower Trauma Insurance

Westpac Trauma Insurance

ZurichTrauma Insurance

 

 

Crisis Insurance

 

AIA Crisis Insurance

AMP Crisis Insurance

Asteron Crisis Insurance

AXA Crisis Insurance

Aviva Crisis Insurance

BT Crisis Insurance

Challenger Crisis Insurance

Comminsure Crisis Insurance

IOOF Crisis Insurance

MacquarieCrisis Insurance

MetLifes Crisis Insurance

MLC Crisis Insurance

One Path Crisis Insurance

Suncorp Crisis Insurance

TAL Crisis Insurance

Tower Crisis Insurance

Westpac Crisis Insurance

Zurich Crisis Insurance

 

 

Superannuation

 

AIA Superannuation

AMP Superannuation

Asteron Superannuation

AXA Superannuation

Aviva Superannuation

BT Superannuation

Challenger Superannuation

Comminsure Superannuation

IOOF Superannuation

Macquarie Superannuation

MetLife Superannuation

MLC Superannuation

One Path Superannuation

Suncorp Superannuation

TAL Superannuation

Tower Superannuation

Westpac Superannuation

Zurich Superannuation

 

General Advice Warning

Information on this website is of a general nature only and does not take into account individual circumstances. Before acting on this information you should consider whether it is suitable to you having regard to your own circumstances and financial goals and objectives. We would be happy to assist you in this task. You should also obtain a copy of the applicable Product Disclosure Statement and carefully consider its contents before purchasing a financial product.