Income Protection Insurance in Newcastle
Our Newcastle based Advisor is Tony Sampson contact him on 0413102096
Income Protection Insurance Newcastle provides a regular, usually monthly, benefit if you are off work due to sickness or injury. This benefit is typically up to a percentage, say 75%, of your pre-disability income (net of business expenses but before tax) at the time of making a claim. If the Income Protection Insurance Newcastle policy is terminated at any time the Income Protection Insurance Newcastle policy does not have a cash value and you will not get anything back.
Additional benefits that can be available under an Income Protection Insurance Newcastle policy include:
- Total Disability Benefit
- Attempted Return to Work
- Partial Disability Benefit
- Rehabilitation Expense Benefit
- Indexation of Cover
- Waiver of Premium
- Recurring Disablement
- Leave Without Pay Benefit
- Unemployment Benefit
- Right to Automatically Upgrade
- 24 Hour Cover
- Claims Escalation
- Accident Lump Sum
- Premium Pause
Exclusions or limitations may apply to the benefits you receive under an Income Protection Insurance Newcastle policy. For example the policy may not cover pre-existing illnesses or injuries and may exclude injuries caused by pregnancy of childbirth, or by you personally or in other specified situations.
Income Protection Insurance Newcastle policies are not savings plans. The terms and conditions applied to Income Protection Insurance Newcastle Policies will vary between Income Protection insurance so you should ensure that any Income Protection insurance policy offered to you is appropriate to your needs.
Group Risk Insurance Protection
Employers have the ability to provide benefits to attract and retain valuable staff through the use of Group Risk Insurance,Group Life, Group Salary Continuance, Group Crisis Care and Group Income Protection Insurance. Employers can add value by incorporating Group Risk Insurance cover as part of a comprehensive employee package. These forms of Group Risk Insurance can effectively cover all areas relating to death, disability and long term sick leave shortfalls.
Group Income Protection Insurance
This form of Group Income Protection insurance offers a monthly income disability benefits of up to 75% of salary. There are a number of options relating to waiting periods. They can range from 30, 60, 90, 180, 360 and 720 days. Benefit payment periods range from 2 years, 5 years or even up to age 65. These vary between Group Income Protection insurance providers. Takeover terms are also offered in relation to existing policies with other Group Income Protection insurers. Many additional benefits are provided and vary between Group Income Protection insurers.
YES I NEED IT NOW !
Ring the Income Protection Insurance Newcastle Quoting Hotline 1300 660 707 Monday to Friday 9am to 5 pm or email email hidden; JavaScript is required or apply online using our Insurance enquiry form below.
Our Professional Income Protection Insurance Newcastle advisers will contact you within 24 hours to ensure the recommended product(s) best suits your needs.
Our Newcastle based Advisor is Tony Sampson contact him on 0413102096
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General Advice Warning
Information on this website is of a general nature only and does not take into account individual circumstances. Before acting on this information you should consider whether it is suitable to you having regard to your own circumstances and financial goals and objectives. We would be happy to assist you in this task. You should also obtain a copy of the applicable Product Disclosure Statement and carefully consider its contents before purchasing a financial product.