Our Lifestyle Services

General Insurance

In this rapidly changing market, the Insurance House Group suite of comprehensive insurance products combined with our strong partnership with leading insurers and extensive independent research, allows representatives to provide clients with broad ranging insurance solutions. Be it of personal requirements through to small business related services or products designed for the corporate sector, we can protect your Assets, Personal Liability, Professional and Legal Liability.

Life Risk Management and Financial Planning

The future is always uncertain. The consequences of not planning for it, however, are somewhat more predictable. Death or disability can have a catastrophic affect financially, as well as emotionally, on a family or business. Ensuring adequate protection against such events is in place is crucial to peace of mind.

Through our arrangements with AAA Financial Intelligence, we are also able to offer:

Superannuation and Retirement Planning

A landscape of shifting superannuation law can make the path to a happy retirement a difficult road to navigate. The freedom that comes from financial security can, at times, seem a remote prospect. We start by helping clients establish clear goals for their retirement and then go about putting in place plans that will help them realise those goals. Our people can provide clarity amidst the confusion. Supported by a wealth of resources and the latest information, our representatives are able to formulate a personalised plan to meet our clients’ needs. Our people then communicate the strategy in straightforward language, so that clients have a full understanding of their financial plan.

Investments, Direct Shares and Investment Planning

Our representatives can help clients create investment portfolios that are based on flexibility. Clients have the ability to invest in a broad scope of investments from a range of providers. These may include Australian shares, International shares, Property and Fixed Interest investments. Typically these are through Managed Funds or Direct Stores. The constant flow of updated information to our representatives, means that the selection of investments can be regularly reviewed according to their performance and the individual needs and circumstances of clients.

Estate Planning

A consideration which requires sensitivity and meticulous attention to detail. For our people, knowledge and communication are fundamental to achieving a smooth and effective transition that reflects the wishes of a client. Gathering of all key information is the first task to be undertaken, before detailing to family/business or other beneficiaries exactly where everything is and how they may access it. This ensures the value of the estate is not only protected, but also increased.

Social Security

Circumstances of individuals are constantly changing. So too, their eligibility for benefits under Social Security. As part of the comprehensive planning process, identification of entitlements is paramount. Our representatives identify any opportunities in this area to help clients receive the full extent of benefits that they may be entitled to under current Social Security legislation.