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Insurance Funding

Premium finance is a cost-effective way to spread your insurance premium expense utilising a pay-by-the-month mechanism. This frees up your cash flow to re-invest in your business. Utilising the insurance policy itself as security, premium finance does not require traditional 'bricks and mortar' to secure the funding.

If you have annual business insurance premiums of $500 or more, you can spread the cost of your insurance over monthly instalments. This way, you can retain working capital that would otherwise have been utilised in paying insurance premiums upfront. That gives you the flexibility to expand your business or take advantage of other commercial opportunities.

The Benefits

  • Match your insurance payments to your cash flow
  • No loan service fees and generally no security costs, as the policy itself acts as security
  • Interest costs are usually tax deductible
  • Fixed rates, protecting you from interest rate fluctuations
  • No impact on existing banking or credit arrangements

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